Earn 8% (or More!) Outside the Stock Market

This stress-free investment offers near-certainty in uncertain markets. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

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View in browser SPONSORED See What One Ticker... One Trade... EVERY WEEK... Can Do for YOU New research proves that trading one ticker every week has had the ability to produce extraordinary gains... Including a rare 2,614% in under 11 days. See this groundbreaking new discovery for yourself. SHOW ME ONE TICKER PAYOUTS Editor's Note: No one knows what the stock market will do next year, next month, or even next week. The wild swings we've seen recently are proof of that. So, in times like these, what are investors to do? How about looking into an investment that allows you to know beforehand exactly how much you stand to make? Before you do anything else, I recommend you check out Chief Income Strategist Marc Lichtenfeld's latest video right now. - James Ogletree, Managing Editor FINANCIAL LITERACY How to Earn 8% or More Outside the Stock Market Marc Lichtenfeld, Chief Income Strategist, The Oxford Club Last week, I discussed two strategies for generating income in this tough market environment. While selling covered calls and naked puts is a conservative strategy, some investors prefer more of a "set it and forget it" approach. Fortunately, there's a simple solution. Bonds. You may have never invested in a bond, but they're actually easier to understand than you might think. When you buy stock, you own a piece of the business. But when you buy a bond, you are a creditor to the business. As anyone who's ever owned a business knows, creditors get paid before owners. Otherwise, the creditors take your business. A bond is a contract between a borrower (the company) and a lender (the bondholder). The company must pay bondholders a predetermined amount of interest on specific dates and then pay the loan off in full on the maturity date. No ifs, ands, or buts. There is no wiggle room. If the company does not live up to those obligations, it is in default, and bankruptcy proceedings start. If a stock falls in price, you have to pray to the investing gods that it will come back up and make you whole. If a bond falls in price, it doesn't matter, because the company will pay $1,000 per bond on the bond's maturity date, no matter what. If it doesn't, it's in default. Bonds are incredibly safe. Investment-grade bonds default at a minuscule rate - way less than 1%. Non-investment-grade bonds, also known as high-yield or junk bonds, default around 4% of the time. However, the overwhelming majority of those defaults are from the lowest-graded bonds, rated CCC or lower. A bond with a grade of B- or higher has a very low chance of default. SPONSORED The Mysterious VC Firm Behind Nvidia's Secret Weapon In 1999, Sutter Hill Ventures made a bold bet on Nvidia before anyone had heard of it. Now, they're going all-in on Nvidia's hush-hush partner that's powering their new Blackwell chip. Discover the little-known company that's attracting massive investments from the visionaries behind Nvidia's 100,000% rise. Unlock the hidden key to AI's future. Lastly, my favorite feature about bonds is that you know exactly how much you are going to make over a specified period of time. You'll never have that kind of certainty with a stock. Here's what I mean. Let's say you buy a bond at a discount for $950. The bond matures in two years and pays a coupon of 5%. The coupon is based on the $1,000 par value, so the bond will pay $50 per year in two installments of $25 each. Because you bought the bond at $950 instead of $1,000, your yield is 5.3%. Additionally, you'll earn a $50 capital gain because you bought the bond for $950 and it will mature at $1,000. In total, you'll have made $100 in interest and $50 in capital gains for a total return of 15.8%, or 7.9% per year. Even better, you'll know what that expected gain is before you ever hit the buy button on your broker's website. Bonds provide both income and security, with no exposure to the stock market's volatility. If the wild swings of the stock market are causing you stress, consider moving some money into individual bonds. Good investing, Marc P.S. With all the craziness going on, Americans are desperate for stability. If you can't afford to lose money right now, you need an alternative... And I can't think of a better one than "superbonds," which I think are the most under-the-radar investments on all of Wall Street. Learn more about superbonds here. BUILD AND PROTECT YOUR WEALTH Top Trader Reveals "One Ticker Payouts": One Ticker... One Trade... Every Week! Let Your Portfolio Bloom This Easter 🔐 Nvidia's "Secret Sauce" Revealed? Uncover the Hidden Partnership That Could Be the Key to AI Dominance How False Narratives - and Bad Explanations - Hamper Investors MORE FROM WEALTHY RETIREMENT Newell Brands: Household Names at a Fair Price Energy Transfer Cut Its Dividend Once – Will They Do It Again? Why We're At - Or Are Close to - A Market Bottom Position Sizing: Don't Put All Your Eggs in One Basket Facebook LinkedIn Email Share Push Alert SPONSORED Americans are collecting upwards of 300%+ within MINUTES of 9:30 a.m. ET Imagine waking up... Looking at a few charts... And collecting huge payouts within MINUTES of 9:30 a.m. ET... Well, that's exactly what some smart traders have been doing at the opening bell. Watch this special trade demonstration... And witness how one trader recently collected 300%+ in just 11 minutes... On ONE 9:30 a.m. ET trade. >> CLICK HERE TO WATCH << You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. Privacy Policy | Whitelist Wealthy Retirement | Unsubscribe © 2025 The Oxford Club, LLC All Rights Reserved The Oxford Club | 105 West Monument Street | Baltimore, MD 21201 North America: 877.808.9795 | International: +1.443.353.4621 Oxfordclub.com Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. 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